2024 RMPC Risk Mitigation Activities
This year’s Risk Management Premium Credit (RMPC) program is designed to maximize impact on high-risk areas and mitigation gaps identified in Unite Educators’ (UE’s) claim and risk management expertise. Your risk mitigation activity options in the RMPC will reflect your in-force insurance policies.
Please select one risk mitigation activity to complete from one of the categories listed below.
Once you've selected a risk area and activity to implement, return to your RMPC dashboard to continue the program.
Interested in reviewing an online training? Submit a request for access.
Educators Legal Liability (ELL) Topics
Activity Option 1
Train employees on one of the following:
- Conducting investigations for instances of alleged sexual harassment or Title IX violations
- Conducting hearings for instances of alleged sexual harassment or Title IX violations
- Serving as institution-appointed advisors under Title IX
- Serving as informal resolution facilitators under Title IX
- Your Title IX reporting procedures for employees
- Your employee/student consensual relationship policy
Activity Option 2
Train students on your Title IX reporting and process. (Higher ed only)
Resources
Activity Option 3
Conduct a tabletop exercise or workshop that practices your institution’s response to allegations of student sexual misconduct.
Resources
Activity Option 1
Train employees or supervisors on one or more of the following workplace harassment and discrimination subtopics:
- Workplace harassment and discrimination
- Online Course: Workplace Harassment Prevention; Employee and Supervisor Options (Higher Ed)
- Online Course: Bystander Intervention (Higher Ed)
- Online Course: Prevent Discrimination and Harassment Together; Employee and Supervisor Options (K-12)
- Training Supervisors to Prevent Workplace Harassment
- How to Implement Employee Harassment Prevention Training
- Diversity, equity, and inclusion
- Avoiding retaliation
Activity Option 2
Review (and revise as necessary) your current processes and protocols used for documenting employee performance.
Resources
- Checklist: Assessing Your Employee Performance Evaluation System
- Properly Documenting Employee Disciplinary Actions
- Review Your K-12 School’s Performance Management System (K-12)
Activity Option 3
Review (and revise as necessary) your investigation and response procedures for allegations of workplace harassment and discrimination.
Resources
- Avoid Age Discrimination Lawsuits: Lessons Learned From Claims
- Documenting Workplace Harassment: Guidance for Supervisors
- Workplace Harassment in Higher Ed: Checklists: Workplace Anti-Discrimination Policies and Response (Higher Ed)
Activity Option 4
Conduct a pay equity study.
Resources
Activity Option 1
Launch one of The Jed Foundation’s programs to promote emotional well-being and prevent substance misuse and suicide.
Resources
- JED Campus program details (Higher Ed)
- JED Campus Fundamentals program details (Higher Ed)
- JED High School program details
Activity Option 2
Train employees or students on supporting student mental health.
Resources
- Online Course: Fostering Student Mental Health (Higher Ed)
- Online Course: Mental Well-Being in College: A Guide (Higher Ed)
- Suicide Prevention Training
Activity Option 3
Review (and revise as necessary) or develop your mental health, disability and accommodations policies and practices for students requesting support or modifications regarding a mental health condition.
Resources
- Student Mental Health Resource Collection
- Student Mental Health on Campus: A Review of Claims
- Student Mental Health on Campus: Claims Involving Suicidal Students
- Checklist: Evaluating Your Mental Health Policies
- Creating A Student-Centered Wellness Committee
- Manage Faculty Who Resist Disability Accomodations Requests
Activity Option 4
Conduct a tabletop exercise or workshop to practice your institution’s response to an alleged incident involving a mentally distressed or suicidal student.
Resources
General Liability (GL) Topics
*Refers to contracts involving third party vendors, service providers, sports and entertainment, and facility use. Does not refer to complex transactions or specialized areas of law, such as construction, real estate, software licenses, technology transfers, finance and investment, or employment issues/contracts.
Activity Option 1
Train contract signors on your contracting policy, model indemnity language and the significance of indemnification provisions.
Resources
- Online Course: Contracting Fundamentals
- Improving Contracting on Campus: Allocating Risks Between Parties
- Avoid Unfavorable Indemnity Provisions in Institution Contracts
- Checklist: A Guide for Reviewing Contracts
- Improving Contracting on Campus: A Layperson’s Guide to Understanding Contract Basics
Activity Option 2
Review and revise or develop and implement one or more of the following:
Resources
- Contracting policy and procedures
- Contract review checklist
- Template for preferred indemnification clauses
Activity Option 3
Implement a centralized document storage and monitoring system to keep track of documents.
Activity Option 4
Review (and revise as necessary) your campus contracts involving third parties/vendors for appropriate and consistent terms and provisions (for example, ensuring the indemnification clause is unambiguous and is not one-sided in assigning responsibility to your institution).
Resources
Activity Option 1
Train students on one or more of the following:
- Hazing or bullying prevention policies or tactics
- Online Course: Recognize and Prevent Hazing (Higher Ed)
- Bystander intervention
- Online Course: Intervene (Higher Ed)
Activity Option 2
Train activity advisors and coaches on hazing or bullying prevention.
Activity Option 3
Review and revise or develop and implement one or more of the following:
- Hazing or bullying prevention policy and procedures
- Hazing or bullying prevention and response committee
- Hazing or bullying reporting tools and training
- Prevention strategies and tactics related to hazing or bullying
Resources
- Hazing Prevention: Strategies for Healthy Rites of Passage
- Strategies to Help Prevent Hazing at Colleges and Universities (Higher Ed)
- Prevent Greek Organization Hazing (Higher Ed)
- Bullying: Lessons to Combat Cruelty (K-12)
Activity Option 4
Conduct a tabletop exercise or workshop that practices your institution’s response to allegations of hazing or bullying.
Resources
Note: Protection of minors activities are options 1 and 3 – 5. Protection of college student activities are options 2 and 5.
Activity Option 1
Train on protecting minors from sexual abuse to include one or more of the following:
- Protecting minors from sexual abuse
- Online Course: Identifying and Reporting Sexual Misconduct (Higher Ed | K-12)
- Online Course: Hiring Staff Who Work With Minors (Higher Ed | K-12)
- Online Course: Boundary Training for Educators (Higher Ed | K-12)
- Online Course: Shine a Light (Higher Ed | K-12)
- Guideposts for Teachers to Maintain Healthy Relationships With Students
- Bystander intervention
Activity Option 2
Train on protecting college students from sexual misconduct to include one or more of the following: (Higher Ed)
- Sexual misconduct prevention
- Bystander intervention
- Alcohol misuse prevention
Activity Option 3
Review and revise your policies and procedures on protecting minors.
Resources
- Educator Sexual Misconduct at Independent Schools: Insights From UE Claims (K-12)
- Protecting Minors on College Campuses: A Series of Checklists (Higher Ed)
- Checklist Series: Protecting Children From Educator Sexual Misconduct (K-12)
- Checklist: Improving Sexual Abuse Prevention and Response Efforts (K-12)
- Checklist for Senior Administrators: Improving Sexual Abuse Prevention and Response Efforts (Higher Ed)
- Background Check Fundamentals
Activity Option 4
Create/review investigation and response checklist for suspected incidences of sexual abuse of minors.
Resources
- Checklist: Sexual Harassment Investigations
- Reporting Suspected Child Abuse
- Checklist: Improving Sexual Abuse Prevention and Response Efforts (K-12)
- Responding to Reports of Sex Abuse (K-12)
- Checklist for Senior Administrators: Improving Sexual Abuse Prevention and Response Efforts (Higher Ed)
Activity Option 5
Conduct a tabletop exercise or workshop that practices your institution’s response to alleged sexual abuse of a minor or college student on your campus.
Resources
Activity Option 1
Train staff on common causes of accidents/falls.
Resources
Activity Option 2
Develop and publicize a process for faculty, staff, and students to report problems/hazards.
Resources
- Help Prevent and Respond to Slips and Falls: Lessons From Claims
- Checklist: Investigating Accidents Causing Personal Injury
Activity Option 3
Identify and remedy campus areas with high slip and fall risk.
Resources
- Help Prevent and Respond to Slips and Falls: Lessons From Claims
- Checklist: Indoor Floor Safety
- Campus Parking Lots: Common But Risky Locations
- Rooftops and Other Dangerous Places
- Checklist: Safety at Commencement and Other Special Events
Activity Option 4
Create/review post-incident investigation protocols for slip and falls or other accidents that cause an injury.
Resources
Activity Option 1
Train on one or more of the following:
- Students, faculty, and staff who drive institution-owned vehicles
- Drivers of institution-owned passenger vans
- Drivers of institution-owned golf carts and/or utility vehicles
Activity Option 2
Review and revise or develop one of the following:
- Transportation policy
- Motor Vehicles Record (MVR) check policy (or incorporate continued monitoring of MVR checks for all school drivers into your transportation policy)
Activity Option 3
Run MVR checks for those who drive on behalf of your institution and develop a policy or process for ensuring compliance.
Resources
Activity Option 4
Conduct a tabletop exercise or workshop that practices your institution’s response to a vehicle crash with significant injuries or deaths.
Resource
Activity Option 1
Launch one of The Jed Foundation’s programs to promote emotional well-being and prevent substance misuse and suicide.
Resources
- JED Campus program details (Higher Ed)
- JED Campus Fundamentals program details (Higher Ed)
- JED High School program details
Activity Option 2
Train employees or students on supporting student mental health.
Resources
- Online Course: Fostering Student Mental Health (Higher Ed)
- Online Course: Mental Well-being in College: A Guide (Higher Ed)
- Suicide Prevention Training
Activity Option 3
Review (and revise as necessary) or develop your mental health, disability and accommodations policies and practices for students requesting support or modifications regarding a mental health condition.
Resources
- Student Mental Health Resource Collection
- Student Mental Health on Campus: A Review of Claims
- Student Mental Health on Campus: Claims Involving Suicidal Students
- Checklist: Evaluating Your Mental Health Policies
- Creating A Student-Centered Wellness Committee
- Manage Faculty Who Resist Disability Accomodations Requests
Activity Option 4
Conduct a tabletop exercise or workshop to practice your institution’s response to an alleged incident involving a mentally distressed or suicidal student.
Resources
Want some help with your RMPC project? Curious to know what other schools are doing, looking for general advice or data? Send your questions to risk@ue.org and a risk management consultant will reach out.