Educators Legal Liability Coverage
United Educators’ (UE’s) educators legal liability (ELL) policy covers institutions with limits up to $30 million subject to underwriting review.
What Is Covered
The policy typically provides coverage for the institution as well as its trustees, directors, and officers. At the institution’s option, the policy also covers employees, volunteers, and, in some circumstances, students and interns, acting within the scope of their duties or obligations to the institution.
Subject to the policy’s terms and conditions, the ELL policy’s wrongful acts coverage protects against a range of potential claims involving educational institutions including:
- Educator’s professional errors and omissions
- Employment practices
- Employment sexual harassment
- Tenure denial
- Title IX