Educators Legal Liability (ELL) Coverage

• Risk management resources and personalized advisory services help members address education risks through training, claims studies, webinars, and other practical resources.
• Risk Management Premium Credit (RMPC) program enables eligible members to earn a premium credit by completing specific risk management activities.
• ProResponse®, a supplemental crisis response program, offers crisis communications, trauma/grief counseling, sexual misconduct investigation, and threat assessment case consultation.
• Seamless coverage is an added endorsement that coordinates coverage for hybrid claims — incidents involving allegations that trigger both GL and ELL policies.
• Members with ELL policies benefit from our pre-claim advice credit, which reduces their self-insured retention when they seek early advice from UE-selected counsel for an incident that later becomes a claim.

To apply for coverage, email the completed UE application, six-year carrier loss runs, and the institution’s most recent audited financials to your territory manager.