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Education’s Own Insurance Company™

With a large and diverse membership ranging from large university systems to small, independent K-12 schools, United Educators (UE) is committed to providing the coverage and tools needed to confidently operate your campus while managing education-specific risks.
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Education Insurance Market Insights

Learn more about the current liability landscape with UE's resources covering the rising costs of claims, social inflation, and more.

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Top Risks Reports

UE members annually share their pressing risks in the Top Risks Survey. This year’s results reveal their self-reported top risks and notes changes over the past few years. Use these reports to compare your institution’s risks against similar UE members.

Top Risks Report: Insights for K-12 Schools Top Risks Report: Insights for Higher Education
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Large Loss Report 2025

This year's report summarizes 54 publicly reported major damage awards and settlements of at least $2.5 million that affected K-12 schools, colleges and universities in 2024.

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Latest Risk Management Resources

Audio Implementing a Research-Informed Hazing Prevention Program

In this episode, United Educators’ (UE’s) Justin Kollinger and The Piazza Center’s Dr. Patrick Biddix and Stevan Veldkamp, EdD, discuss hazing prevention programs following the Stop Campus Hazing Act.
web page Catastrophic Weather Events

This article discusses the importance of reviewing your school's plan for addressing catastrophic weather events.
web page Student Discipline: Good Neighbor Policy

Considerations for holding students accountable for their behavior in the larger community.
web page Minors and the Use of Releases

Follow recommended release practices to help limit potential liability.
web page Esports in Higher Education: Prepare Your Institution

Organizational issues for higher ed institutions to consider when establishing an esports program.
web page Criminal Background Checks of Incoming Students

Consider whether and how to conduct criminal background checks for certain incoming students.
pdf type Federal Legal Employment Landscape: Pregnancy and Nursing

This graphic illustrates the primary federal laws governing your obligations as an employer to pregnant and nursing employees.
web page Tips: Training Faculty on Workplace Sexual Harassment

Use these tips to help train faculty on how to avoid workplace sexual harassment.
web page Improving Health and Safety at Camps: AAP’s Policy Statement

In this episode, United Educators' (UE's) Melanie Bennett speaks with CampDoc’s Michael Ambrose about camp health and safety.
web page Recent Federal Agency Actions Impacting Education

Review recent federal agency activity that may affect your institution.
pdf type Response Guide: Reduce Heat Illness in Athletes

To align your school or campus on effective strategies for heat illness reduction, share this report with athletic trainers, coaches, and staff.
web page Charge Back the Cost of Risk

Follow these strategies to develop a chargeback system that works for your higher ed institution’s culture.

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