Solutions for Higher Education

United Educators (UE) is a purpose-driven partner for higher education, bringing deep education expertise, proactive risk management, and practical solutions to help colleges and universities navigate complex risks and advance their missions.

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Liability Insurance

UE offers liability coverage designed around the people, programs, and activities that create risk for colleges and universities. Our coverage options address exposures ranging from education-related legal liability and campus operations to internships and experiential learning.

Educators Legal Liability (ELL)

ELL coverage addresses education-related legal liability exposures involving your institution, trustees, directors, and officers.

General Liability (GL)

From campus activities to everyday operations, GL coverage helps address exposures including alcohol abuse, campus crime, and sexual misconduct.

Internships and Professional Services (IPL)

Internships, experiential learning, and certain professional services can create distinct liability exposures for students, faculty, and institutions.

Benefits of UE Coverage

ProResponse®

Crisis response services including crisis communications, trauma/grief counseling, sexual misconduct investigation, and threat assessment case consultation.
Risk Management Premium Credit (RMPC) Program

Eligible members can earn a renewal premium credit by completing qualifying risk management activities.
Seamless Coverage

An added endorsement that coordinates coverage for hybrid claims — incidents involving allegations that trigger both GL and ELL policies.

Interested in Learning More?

UE works through experienced insurance brokers to help institutions find the coverage they need. Contact your broker or let us know if you'd like more information.