The value of United Educators (UE) membership extends far beyond the insurance policy. Member institutions have access to our education-specific risk management resource library, including media, online courses, and publications.
Through our broad liability coverage, education-specific risk management resources, and mission-driven claims handling, we provide schools, colleges, and universities with the protection they need so that they can focus on their educational mission.
UE understands the unique risk profile of colleges and universities. Our coverage is designed to address your specific exposures and provide appropriate coverage.
UE's independent school coverage provides critical coverage from issues including athletic injuries, lab safety, sexual misconduct, and transportation.
UE distributes insurance and risk management services exclusively through our valued network of brokers and agents. We believe that strong relationships with experienced brokers makes a difference for our members when determining how to best address an institution’s unique coverage needs.
This annual report summarizes publicly reported major damage awards and settlements that affected K-12 schools, colleges, and universities in the previous year.
UE provides the coverage and tools needed to confidently operate your K-12 school, college, or university campus while managing education-specific risks.
The Risk Management Premium Credit (RMPC) program enables members to earn a discount on their renewal premium by conducting risk management activities.
The value of United Educators (UE) membership extends far beyond the insurance policy. Each member institution has access to our education-specific risk management library.
This annual report summarizes publicly reported major damage awards and settlements that affected K-12 schools, colleges, and universities in the previous year.
About UE
United Educators (UE) is education’s answer to the distinct risks and opportunities faced by K-12 schools, colleges, and universities.
With about 1,600 members ranging from large university systems to small, independent K-12 schools, UE remains committed to providing the coverage and tools needed to confidently operate your campus while managing education-specific risks. We strive to provide you with peace of mind so you can focus on what’s important – delivering a high-quality academic experience.
Since our founding in 1987, our focus has been exclusively on education and finding new ways to meet your insurance coverage needs, manage risk, and efficiently resolve claims.
Our Vision
UE is the leading risk transfer and risk management partner of choice for educational institutions.
Our Mission
United Educators helps educational institutions identify, prevent, respond to, and recover from adversity and risks, enabling them to advance their mission.
UE at a Glance
1,572
Member institutions
14.4 years
Average length of UE membership
97.9%
Retention rate over 10 years
93%
Member satisfaction
2.9
Average policy count per member
$30 Million
Limits available with UE excess policy
Five Reasons to Choose UE
Our policies are appropriate for all types of institutions ranging from large, multi-campus universities to small, independent K-12 schools.
We remain committed to providing coverage for risks that other insurance carriers limit or avoid, such as traumatic brain injury and sexual misconduct.
We understand that providing a thoughtful, compassionate response balanced with a rational approach to legal matters leads to a better result for all involved.
Our staff of claims professionals, together with select outside defense counsel, provide the individual attention each claim deserves.
Our supplemental crisis response program, ProResponse®, helps you manage media relations, trauma and grief counseling, sexual misconduct investigation, and threat assessment consultation services in the event of crisis.
UE has consistently maintained an AM Best rating of “A” (excellent). Members renew with us year after year, resulting in a 97.7% 10-year average premium retention rate.
All policyholders are UE members.
Each member has a subscriber savings account (SSA) representing its ownership interest in UE.
Our board members are respected leaders elected from UE’s member institutions.
Our education-specific risk management resources, such as online courses, claims studies, and webinars, are included with your policy.
Risk management professionals are available to speak about specific risk mitigation on campus, at no charge.
