United Educators (UE) provides liability insurance and risk management services to nearly 1,300 members representing thousands of schools, colleges, and universities throughout the United States. Founded in 1987 as a risk retention group, UE is owned and governed by the educational institutions it insures. UE addresses our members’ unique risks through thoughtful underwriting resulting in tailored coverage. Claims are handled by a mission-driven team that applies a Cool Head, Warm Heart® philosophy to legal matters. Our attorneys and claims analysts give individual attention to each claim recognizing the importance of balancing the claimant’s personal and emotional needs with the institution’s financial needs.