Liability Insurance

Because we understand the unique risk profile of K-12 schools, colleges, and universities, United Educators’ (UE’s) coverage is designed to address your specific exposures and provide appropriate coverage.

General Coverage

We remain committed to covering risks that other insurance carriers limit or avoid, such as traumatic brain injury and sexual abuse and misconduct. As partners with our members, we’re continuing to offer coverage despite fluctuations in the commercial insurance market, social inflation, and other outside factors.

Coverage Snapshot


Educators Legal Liability

Our comprehensive educators legal liability (ELL) policy provides coverage for the institution as well as its trustees, directors, and officers.


General Liability

Our general liability (GL) policies insure institutions, their trustees, directors, officers, faculty, and employees (at the institution’s option) against liability arising out of bodily injury, personal injury, and third-party property damage occurring because of wrongful or negligent acts attributable to the insured.

Private schools students sitting at desk

Independent School Coverage

UE's independent school coverage provides critical coverage from issues including athletic injuries, lab safety, sexual misconduct, and transportation.

Students working in lab

Internships and Professional Services Liability

UE offers an easy-to-use policy with broad coverage for most student internships and experiential learning opportunities.

Teenage male at laptop with headphones on

Public School (K-12) Coverage

UE's PSL and SBL policies attempt to address the specific concerns of public school districts and boards of education.

Vice President and Treasurer, Independent K-12 school

UE is best in its class. They have wonderful industry expertise and are always in front of education’s emerging issues.

1 of 3 documents are ready for download

The document "Long document name goes right here" is ready. Downloads expire after 14 days. Your remaining documents will be ready in a few minutes. Lorem ipsum dolor, sit amet consectetur adipisicing elit. Quod deserunt temporibus qui nostrum aliquid error cupiditate praesentium! In, voluptatibus minima?

Go to the Document Center