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Risk Management

Risk Management Overview

The value of UE membership extends far beyond the insurance policy. Member institutions have access to our education-specific risk management resource library and online training.

Risk Management Overview

Resource Collections

Curated collections offering guidance, tools, and insights on important risk areas.

Athletics
Campus Violence
Contracts and Waivers
Crisis Response Tabletop Exercises
Enterprise Risk Management
Slips and Falls
Workplace Harassment
Youth Protection Higher Ed
Youth Protection K-12

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Online Training

Student and employee courses created to address education’s most pressing risks.

Athletics
Compliance
Crisis Management
Health and Well-Being
Nondiscrimination and Accessibility
Sexual Assault and Misconduct
Study Away
The Workplace
Transportation Safety

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Services

Browse All Resources

Our extensive library of risk management resources includes checklists, claims studies, reports, webinars, and more.

Implement Training Today

Launch UE’s courses with step-by-step guides and get personalized support from our implementation team.

Risk Advice

Contact our team of risk management experts for personalized advice to help manage your campus’ risks.

Risk Management Connect

A virtual one-on-one conversation about accessing UE resources that matter most to your institution.

Risk Management Premium Credit Program

UE members can earn a discount on their renewal premium by conducting risk management activities.

Products

Coverage Overview

We understand the unique risk profile of educational institutions and design our coverage to address your specific exposures.

Coverage Overview

Browse by Institution

Higher Education

Coverage designed to address the unique risk profile of colleges and universities.

Independent School

Coverage to protect independent schools of all sizes from today’s real liability risks.

Public School (K-12)

Policies created to address the specific concerns of public school districts and boards of education.

Charter School

Protection from today's liability risks, such as athletic injuries and wrongful termination.

Browse by Offering

Educators Legal Liability Coverage

Covers institutions with limits up to $35 million subject to underwriting review.

General Liability Coverage

Limits up to $35 million under the excess policy, subject to underwriting review.

Internships and Professional Services Coverage

Broad coverage for most student internships and experiential learning opportunities.

Working With You

Let's Work Together

We work closely with our members and brokers to address insurance coverage needs, manage risk, and efficiently resolve claims.

Let's Work Together

For Brokers

Working With UE

Renewal and New Business Applications

Contact Your Territory Manager

Broker Resources

Market Insights: Liability Landscape

For Members

Your Member Benefits

Risk Management Premium Credit Program

Comprehensive Coverage

Educators Legal Liability Coverage

Internships and Professional Services Coverage

Market Insights: Liability Landscape

About UE

United Educators (UE) provides liability insurance and risk management solutions to meet the unique needs of K-12 schools, colleges, and universities.

About UE

Leadership

Learn more about our leadership team, board of directors, and advisory committees.

Our Governance

From enterprise risk management to good governance, we practice what we preach.

Diversity, Equity, Inclusion & Belonging

UE is dedicated to fostering an inclusive and supportive culture.

UE's History

UE has served the education community for almost 40 years.

News & Updates

The UE Newsroom

View UE’s news coverage or contact us for media inquiries.

Market Insights: Liability Landscape

Resources to get a better understanding of the current liability landscape.

Member Update

Regular updates from UE's leadership team.

Annual Meeting

The Annual Meeting of Owners of United Educators Insurance will be held on April 14, 2026.

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Careers

View current job openings and discover the benefits of joining the UE team.

UE at Events and Conferences

Upcoming events where UE will host, present, or attend.

Discover UE

Testimonials from our brokers, members, and employees.

UE in Brief

Timely and actionable insights from UE experts on risk, claims, and liability trends.

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The UE Newsroom

For media inquiries, contact Tish King, Head of Corporate Communications.

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UE in the News

Hillary Pettegrew, UE Senior Risk Management Counsel, shares her insights on managing layoffs in the spring 2026 edition of HigherEdRisk

Read Now

This new assessment tool from NBOA: Business Leadership for Independent Schools includes practical guidance for business operators at independent schools that was reviewed by Heather Salko, UE Senior Risk Management Counsel.

Read Now

Senior Risk Management Counsel Melanie Bennett joins Dr. Karen Weaver to examine emerging college athletics risks. They discuss name, image, and likeness issues; concussions; Title IX; hazing; and coach hiring — and share practical steps institutions can take to better protect student-athletes.

Listen Now

United Educators offers recommendations for developing effective e-scooter policies to help protect students and reduce risk.

News Releases

United Educators (UE) announced the election of Rajiv Shenoy to its Subscribers’ Advisory Board (board of directors). He will serve a three-year term.

United Educators (UE) appointed Bryan Elie Vice President for Strategic Market Engagement, a new enterprise-level role focused on strengthening member and broker engagement and advancing market and distribution strategy.

United Educators (UE) has named Dana Hartz as Associate Vice President of Finance. She begins her role on Jan. 6.

The American Property Casualty Insurance Association (APCIA) selected six United Educators (UE) employees to the 2026 class of Emerging Leaders.

United Educators (UE) insurance, a reciprocal risk retention group dedicated to supporting K-12 schools, colleges and universities, once again received an A (Excellent) financial strength rating from AM Best.

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The following documents are being prepared for download.

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The UE Newsroom

UE in the News

Spring 2026 — HigherEdRisk: Managing Layoffs Under Pressure: A Leader’s Guide

March 2026 — NBOA: Business Leadership for Independent Schools: Practical Guidance for Independent School Business Operations

Feb. 15, 2026 — Trustees and Presidents: A Podcast for University Leaders On College Athletics

Feb. 4, 2026 — Campus Safety Magazine: Surge in Electric Scooter Accidents Spurs School Bans

January 2026 — UE's Large Loss Report 2026

News Releases

April 14, 2026 — Rajiv Shenoy Elected to United Educators’ Board

March 9, 2026 — United Educators Appoints Bryan Elie as Vice President for Strategic Market Engagement

Jan. 5, 2026 — United Educators Appoints Dana Hartz AVP of Finance

Dec. 5, 2025 — Six UE Employees Named Emerging Leaders

August 20, 2025 — AM Best Awards A (Excellent) Rating to United Educators for 27th Consecutive Year