2025 RMPC Risk Mitigation Activities
The Risk Management Premium Credit (RMPC) program focuses on high-risk areas and mitigation gaps identified in United Educators’ (UE’s) claims and risk management expertise.
Please select one risk mitigation activity to complete from one of the categories listed below.
If you carry an educators legal liability (ELL) policy, you may choose one activity from the ELL topics below. If you carry a general liability (GL) policy, you may choose one activity from the GL topics below. If you carry both policies with UE, you may choose one activity from either topic below.
Members can access the RMPC program through My UE. Sign into My UE, then visit the RMPC tab to select your risk mitigation activity, track progress and deadlines, and let us know you’ve completed the program.
Educators Legal Liability (ELL) Topics
Activity Option 1
Train employees on one of the following:
- Conducting investigations for instances of alleged sexual harassment or Title IX violations
- Conducting hearings for instances of alleged sexual harassment or Title IX violations
- Their obligations under your Title IX reporting
- Your employee/student consensual relationship policy
Activity Option 2
Train students on your Title IX reporting and process. (Higher Ed only)
Resources
Activity Option 3
Conduct a tabletop exercise of workshop that practices the institution’s response to allegations of sexual harassment or student sexual misconduct.
Resources
Activity Option 1
Train employees or supervisors on one or more of the following workplace harassment and discrimination subtopics:
- Workplace harassment and discrimination
- Online Course: Workplace Harassment Prevention — Employee and Supervisor Options (Higher Ed)
- Online Course: Bystander Intervention (Higher Ed)
- Online Course: Prevent Discrimination and Harassment Together — Employee and Supervisor Options (K-12)
- Training Supervisors to Prevent Workplace Harassment
- How to Implement Employee Harassment Prevention Training
- Avoiding supervisory retaliation
Activity Option 2
Review (and revise as necessary) your processes and protocols used for documenting employee performance.
Resources
- Checklist: Assessing Your Employee Performance Evaluation System
- Properly Documenting Employee Disciplinary Actions
- Review Your K-12 School’s Performance Management System (K-12)
Activity Option 3
Review (and revise as necessary) your investigation and response procedures for allegations of workplace harassment and discrimination.
Resources
- Avoid Age Discrimination Lawsuits: Lessons Learned From Claims
- Checklist: Documenting Workplace Harassment — Guidance for Supervisors
- Workplace Harassment in Higher Ed: Checklist — Workplace Anti-Discrimination Policies and Response
Activity Option 4
Conduct a pay equity study.
Resources
Activity Option 1
Train employees or students on supporting student mental health.
Resources
- Online Course: Fostering Student Mental Health (Higher Ed)
- Online Course: Mental Well-Being in College — A Guide (Higher Ed)
- Suicide Prevention Training
Activity Option 2
Launch one of The Jed Foundation’s (JED’s) programs to promote emotional well-being and prevent substance misuse and suicide.
Resources
- Learn more about partnering with The Jed Foundation
- JED Campus and Campus Fundamentals program details (Higher Ed)
- JED High School program details
Activity Option 3
Review (and revise as necessary) or develop your mental health, disability, and accommodations policies and practices for students requesting support or modifications regarding a mental health condition.
Resources
- Student Mental Health Resource Collection
- Student Mental Health on Campus: A Review of Claims
- Student Mental Health on Campus: Claims Involving Suicidal Students
- Checklist: Evaluating Your Mental Health Policies
- Creating A Student-Centered Wellness Committee
- Manage Faculty Who Resist Disability Accomodations Requests
Activity Option 4
Implement policies, procedures, or protocols to reduce risks related to student self-harm or suicide
Resources
- Student Mental Health Resource Collection
- Student Mental Health on Campus: Claims Involving Suicidal Students (Higher Ed)
- Creating a Student-Centered Wellness Committee (Higher Ed)
- Suicide Prevention Training (K-12)
- Checklist: Evaluating Your Mental Health Policies (Higher Ed)
Activity Option 5
Conduct a tabletop exercise or workshop to practice your institution’s response to an alleged incident involving a mentally distressed or suicidal student.
Scenarios
- Study Abroad Student Health Emergency (Higher Ed)
- Study Abroad Student Health Emergency (K-12)
- Student Suicide (Higher Ed)
- Student Suicide (K-12)
Other Resources
General Liability (GL) Topics
*Refers to contracts involving third party vendors, service providers, sports and entertainment, and facility use. Doesn't refer to complex transactions or specialized areas of law, such as construction, real estate, software licenses, technology transfers, finance and investment, or employment issues/contracts.
Activity Option 1
Train contract signors on your contracting policy, model indemnity language, and the significance of indemnification provisions.
Resources
- Online Course: Contracting Fundamentals
- Improving Contracting on Campus: Allocating Risks Between Parties
- Avoid Unfavorable Indemnity Provisions in Institution Contracts
- Checklist: A Guide for Reviewing Contracts
- Improving Contracting on Campus: A Layperson’s Guide to Understanding Contract Basics
Activity Option 2
Review and revise or develop and implement one or more of the following:
Resources
- Contracting policy and procedures
- Contract review checklist
- Template for preferred indemnification clauses
Activity Option 3
Implement a centralized document storage and monitoring system to keep track of contract and insurance documents.
Activity Option 4
Review (and revise as necessary) your campus contracts involving third parties/vendors for appropriate and consistent risk transfer terms and provisions, including insurance requirements and indemnification.
Resources
Activity Option 1
Train students on one or more of the following:
- Hazing, bullying, or cyberbullying prevention policies or tactics
- Bystander intervention
- Online Course: Intervene (Higher Ed)
Activity Option 2
Train teachers/faculty, activity advisors, or coaches on hazing or bullying prevention.
Resources
- Combating Cyberbullying and Sexting
- Combating Cyber Harassment
- Online Course | Stand Up Against Bullying: Recognize and Respond (K-12)
Activity Option 3
Review and revise or develop and implement one or more of the following:
- Hazing or bullying prevention policy and procedures
- Hazing or bullying prevention and response committee
- Hazing or bullying reporting tools and training
- Prevention strategies and tactics related to hazing or bullying
Resources
- Hazing Prevention: Strategies for Healthy Rites of Passage
- Strategies to Help Prevent Hazing at Colleges and Universities (Higher Ed)
- Prevent Fraternity and Sorority Hazing (Higher Ed)
- Bullying: Lessons to Combat Cruelty (K-12)
Activity Option 4
Conduct a tabletop exercise or workshop that practices your institution’s response to allegations of hazing or bullying.
Scenario
Other Resources
Activity Option 1
Become a Learning Courage member and conduct Learning Courage’s sexual misconduct risk assessment. (K-12)
Resources
- Partnering With Learning Courage for the Risk Management Premium Credit
- Learning Courage Membership Details
Activity Option 2
Train employees on protecting minors from sexual abuse to include one or more of the following:
- Protecting minors from sexual abuse
- Online Course: Identifying and Reporting Sexual Misconduct (Higher Ed | K-12)
- Online Course: Hiring Staff Who Work With Minors (Higher Ed | K-12)
- Online Course: Boundary Training for Educators (Higher Ed | K-12)
- Online Course: Shine a Light Video (Higher Ed | K-12)
- Guideposts for Teachers to Maintain Healthy Relationships With Students
- Bystander intervention
Activity Option 3
Train college and university students on protecting college students from sexual misconduct to include one or more of the following: (Higher Ed)
- Sexual misconduct prevention
- Bystander intervention
- Alcohol misuse prevention
Activity Option 4
Train students to identify, prevent, and report sexual misconduct, including adult-on-minor or minor-on-minor misconduct. (K-12)
Resource
Activity Option 5
Review and revise your policies and procedures on youth protection.
Resources
- Protecting Minors on College Campuses: A Series of Checklists (Higher Ed)
- Checklist for Senior Administrators: Improving Sexual Abuse Prevention and Response Efforts (Higher Ed)
- Educator Sexual Misconduct at Independent Schools: Insights From UE Claims (K-12)
- Checklist Series: Protecting Children From Educator Sexual Misconduct (K-12)
- Checklist: Improving Sexual Abuse Prevention and Response Efforts (K-12)
- Background Check Fundamentals
Activity Option 6
Create/review investigation and response checklist for suspected incidences of sexual abuse of minors.
Resources
- Checklist: Sexual Harassment Investigations
- Reporting Suspected Child Abuse
- Checklist for Senior Administrators: Improving Sexual Abuse Prevention and Response Efforts (Higher Ed)
- Checklist: Improving Sexual Abuse Prevention and Response Efforts (K-12)
- Responding to Reports of Sex Abuse (K-12)
Activity Option 7
Conduct a tabletop exercise or workshop that practices your institution’s response to alleged sexual abuse of a minor or college student on your campus.
Scenarios
- College Student Sexual Misconduct and Bullying
- Study Abroad Sexual Assault (Higher Ed)
- Minor Student Sexual Misconduct (K-12)
- Study Abroad Sexual Assault (K-12)
Other Resources
Activity Option 1
Train employees on common causes of accidents/falls.
Resources
Activity Option 2
Develop and publicize a process for faculty, staff, and students to report problems/hazards.
Resources
- Help Prevent and Respond to Slips and Falls: Lessons From Claims
- Checklist: Investigating Accidents Causing Personal Injury
- Clear and Maintain Campus Sidewalks
Activity Option 3
Identify and remedy campus areas with high risk for falls and other physical injuries.
Resources on Slips and Falls
- Help Prevent and Respond to Slips and Falls: Lessons From Claims
- Checklist: Indoor Floor Safety
- Campus Parking Lots: Common But Risky Locations
- Rooftops and Other Dangerous Places
- Checklist: Safety at Commencement and Other Special Events
- Clear and Maintain Campus Sidewalks
Resources on Recreation and Athletics Injuries
- Fitness Center Safety and Supervision (Higher Ed)
- Athletics Emergency Action Plans
- What's Causing Athletic Injuries? Lessons From the Claims (Higher Ed)
Activity Option 4
Create/review post-incident investigation protocols for slip and falls or other accidents that cause an injury.
Resources
Activity Option 1
Train on one or more of the following:
- Students, faculty, and staff who drive institution-owned vehicles
- Drivers of institution-owned passenger vans
- Drivers of institution-owned golf carts and/or utility vehicles
- School bus drivers
Activity Option 2
Review and revise or develop one of the following:
- Transportation policy
- Motor Vehicles Record (MVR) check policy and practices
Activity Option 3
Vet third -party transportation providers and develop (or review and revise as necessary) contract language/templates to use for appropriate and consistent indemnification and risk transfer.
Resources
- Improving Contracting on Campus: Allocating Risks Between Parties
- Avoid Unfavorable Indemnity Provisions in Institution Contracts
- Checklist: A Guide for Reviewing Contracts
Activity Option 4
Conduct a tabletop exercise or workshop that practices your institution’s response to a vehicle crash with significant injuries or deaths.
Scenario
- Study Abroad Bus Accident (K-12)
Other Resources
Activity Option 1
Train employees or students on supporting student mental health.
Resources
- Online Course: Fostering Student Mental Health (Higher Ed)
- Online Course: Mental Well-Being in College — A Guide (Higher Ed)
- Suicide Prevention Training
Activity Option 2
Launch one of The Jed Foundation’s programs to promote emotional well-being and prevent substance misuse and suicide.
Resources
- Learn more about partnering with The Jed Foundation
- JED Campus and Campus Fundamentals program details (Higher Ed)
- JED High School program details
Activity Option 3
Review (and revise as necessary) or develop your mental health, disability and accommodations policies and practices for students requesting support or modifications regarding a mental health condition.
Resources
- Student Mental Health Resource Collection
- Student Mental Health on Campus: A Review of Claims
- Student Mental Health on Campus: Claims Involving Suicidal Students
- Checklist: Evaluating Your Mental Health Policies
- Creating A Student-Centered Wellness Committee
- Manage Faculty Who Resist Disability Accomodations Requests
Activity Option 4
Implement policies, procedures, or protocols to reduce risks related to student self-harm or suicide
Resources
- Student Mental Health Resource Collection
- Student Mental Health on Campus: Claims Involving Suicidal Students (Higher Ed)
- Creating a Student-Centered Wellness Committee (Higher Ed)
- Suicide Prevention Training (K-12)
- Checklist: Evaluating Your Mental Health Policies (Higher Ed)
Activity Option 5
Conduct a tabletop exercise or workshop to practice your institution’s response to an alleged incident involving a mentally distressed or suicidal student.
Scenarios
- Study Abroad Student Health Emergency (Higher Ed)
- Study Abroad Student Health Emergency (K-12)
- Student Suicide (Higher Ed)
- Student Suicide (K-12)
Other Resources
Want some help with your RMPC project? Curious to know what other schools are doing, looking for general advice or data? Send your questions to risk@ue.org and a risk management consultant will reach out.
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