Member Benefits

The benefits of United Educators (UE) membership go beyond comprehensive coverage and claims management, including crisis response services, risk management solutions, premium credits, and access to a subscriber savings account. Read on to learn more about UE services and resources available to your institution.


Comprehensive Coverage

Because UE understands the unique risk profile of K-12 schools, colleges, and universities, we provide coverage addressing your institution’s needs so you can focus on your educational mission. We remain committed to covering risks that other insurance carriers limit or avoid, such as traumatic brain injury and sexual abuse and misconduct. As partners with our members, we’re continuing to offer coverage despite fluctuations in the commercial insurance market, social inflation, and other outside factors.

Risk Management

Risk Management Resources

The value of your UE membership extends far beyond the insurance policy. At each member institution, administrators, students, and staff have access to our education-specific risk management library. From online learning programs to claims studies and webinars, our resources report on timely topics such as sexual assault prevention and response, concussion management, and study abroad.

Claims Handling

Claims Management

When claims occur — despite best efforts to prevent them — UE members know they can rely on us for strong defense and effective claims resolution. At UE, claims handling is more than a job; it is a commitment of service that we pursue with sensitivity and professionalism. Each claim receives the individual attention it deserves. Through early case evaluation and litigation management, UE helps members avoid the expense, time, emotion, and unpredictability of litigation.



UE recognizes the tremendous impact a tragedy or crisis can have on a school or campus. Expert guidance can be invaluable in helping to protect your institution’s reputation while you focus on recovery and managing operational and legal aspects of the crisis.

In alignment with our Cool Head, Warm Heart® philosophy — a recognition that responding to a tragedy requires a rational approach to legal matters and a thoughtful appreciation for the emotional trauma of the circumstance — UE offers ProResponse®, a supplemental crisis response program.

Risk Advice

Risk Advice

UE offers personalized answers to questions about issues at member institutions. Our risk consultants can provide tailored guidance on using resources to prevent, or work through, a challenging situation. For questions about online learning, email

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