The information found in our Large Loss Reports are drawn from published accounts, and most do not involve United Educators (UE) members. However, they do reflect trends UE has seen among its claims. Complaints involved bullying, hazing, harassment, discrimination, negligence, sexual abuse and assaults, and wrongful death.
Since the release of these reports, some of the outcomes may have changed as a result of subsequent legal proceedings. Regardless of the outcome, the defense expense can be significant. K-12 schools and higher ed institutions can use these reports to assess their risk management practices and insurance coverage.
Large Loss Report 2019
The Large Loss Report 2019 summarizes major damage awards and settlements of more than $250,000 that affected schools, colleges, and universities in 2018. The most frequent and costliest cases involved sexual abuse claims, many of which had multimillion-dollar settlements in the wake of the #MeToo movement. Educational institutions can use this report to assess their risk management practices and insurance coverage.
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K-12 Public Schools Large Loss Report 2019
The K-12 Public Schools Large Loss Report 2019 summarizes major damage awards and settlements of $250,000 or more that affected public K-12 schools in 2017 and 2018. The cases include a $36.1 million jury award in a school bus incident, a $15.7 million settlement in a sex abuse lawsuit, and a $1.1 million award for an athletic injury.
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K-12 Independent Schools Large Loss Report 2019
The K-12 Independent Schools Large Loss Report 2019 summarizes major damage awards and settlements of $250,000 or more that affected independent K-12 schools from 2011 to 2018. The cases include a $25.3 million award in a sexual molestation case, a $16.5 million settlement of more than 400 claims of sex abuse, and an $8 million child abuse settlement with 88 former students.
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