UE Member FAQs

• Make informed decisions with the information and knowledge gained by UE that address the issues your institution faces.
• Access a library of risk management resources and personalized advisory services. From online learning programs to claims studies and webinars, the resources report on topics such as sexual assault prevention and response, concussion management, and study abroad.
• Access support informed by UE’s deep education expertise, including practical risk management resources, personalized risk advice, and programs designed to help institutions prepare for and respond to risks.
• Earn a credit toward your premium through the Risk Management Premium Credit (RMPC) program by completing specific risk management activities. Available to eligible members with GL or ELL coverage.
• Gain crisis response support through ProResponse®, available to qualifying members for needs including crisis communications, trauma and grief counseling, sexual misconduct investigations, and threat assessment.
• Access coordinated coverage for hybrid claims through Seamless Coverage, an endorsement for incidents involving allegations that trigger both ELL and GL policies.
• Get the assurance you need with worldwide protection. Includes ELL claims filed in U.S. and overseas courts which is even more critical as faculty and students expand geographic footprints.

To apply for UE coverage, contact your insurance broker.

Visit About UE to learn more about our company, coverage, and services, or download our brochure for an overview.

UE is one of the first and largest risk retention groups (RRGs) formed since Congress enacted the Liability Risk Retention Act (LRRA) in 1986. RRGs are captive insurance companies formed to address the risk transfer needs of a specific type of organization or business.

UE's form of ownership is a non-assessable reciprocal. Each new member executes a subscriber’s agreement and power of attorney, appointing UE as its attorney-in-fact to exchange insurance risks with other UE members. Members govern UE.