United Educators (UE) offers an easy-to-use policy with broad coverage for most student internships and experiential learning opportunities. This innovative product streamlines the process to obtain appropriate coverage for situations in which students are developing their skills or advancing their education through hands-on experience. The policy protects the educational institution, faculty supervisors, most employees who provide professional services in select occupations, volunteers, and students.
The internships and professional services liability (IPL) policy provides secure coverage that expands to meet the needs of existing and new internship programs without application questions, scheduling, or midterm reporting. It provides broad coverage for a wide range of health care services when performed in support of an academic program.
The policy offers blanket coverage for students in most internships and experiential learning programs, faculty who supervise them, and most employees who provide professional services in select occupations, including:
- Students participating in an internship program
- Licensed faculty and employees performing services at a stationary or mobile clinical education facility
- Licensed faculty and employees performing services for the campus community
- Continuing education coverage for licensed faculty and employees maintaining licensure
- Interns, faculty, and staff providing services at an institution-sponsored event for the community
The IPL policy features include an available $0 deductible, defense costs outside the limits of liability, and full prior acts coverage. Coverage for wrongful acts/E&O includes bodily injury and property damage.
In addition, the policy features high limits of:
- Up to $3 million per claim and $6 million annual aggregate
- Up to $40 million limits for select exposures with UE’s excess general liability product(s) through UE’s Excess Internships and Professional Service
The IPL conveniently extends broad coverage to faculty, staff, and volunteers of the educational institution while performing professional services in support of an academic program within the campus community or public.
Compare Our Coverage
Download the following resource to help evaluate the advantage of UE IPL coverage.
Internships and Professional Services Liability Overview