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  • Risk Management

    The value of United Educators (UE) membership extends far beyond the insurance policy. At each member institution, administrators, students, and staff have access to our education-specific risk management library.

  • Student Mental Health on Campus: Claims Involving Suicidal Students

    This report focuses on key data points and lessons learned from the suicide-related claims. Use them to help your institution prevent and respond to this risk.

  • For Members

    UE provides the coverage and tools needed to confidently operate your K-12 school, college, or university campus while managing education-specific risks.

  • General Liability Coverage

    UE's broad GL coverage protects against a wide range of potential claims including alcohol abuse, campus crime, and sexual misconduct.

  • Educators Legal Liability Coverage

    UE's ELL policy covers institutions with limits up to $30 million subject to underwriting review.

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  • Get Risk Management Advice
  • Request ProResponse
  • View New Business Applications

Risk Management

The value of United Educators (UE) membership extends far beyond the insurance policy. Member institutions have access to our education-specific risk management resource library, including media, online courses, and publications.

Risk Management Overview
Browse All Resources
  • Athletics
  • Compliance
  • Diversity, Inclusion, and Accessibility
  • Enterprise Risk Management
  • Health and Well-Being
  • Premises Safety
  • Sexual Assault and Misconduct
  • Student Activities and Organizations
  • Study Abroad
  • The Workplace
  • Transportation Safety
  • Diversity, Equity, Inclusion, and Belonging Resource Collection

    The following UE resources can help guide administrators as they establish DEIB practices on campus.

  • Educator Sexual Misconduct at K-12 Schools Resource Collection

    These resources offer tips for protecting minors at your school from misconduct by educators.

  • Employee Sexual Misconduct: Higher Ed Resource Collection

    These resources can be used to help create a strategy for addressing employee sexual misconduct.

  • Enterprise Risk Management Resource Collection

    ERM is a holistic risk management process that empowers campus leaders to discuss and manage risk at  an institutional level.

  • Student Activities Resource Collection

    The following resources are related to student activities on campus.

  • Student Mental Health Resource Collection

    The following resources can help you address mental health concerns in your community.

  • Study Away Resource Collection

    This collection features United Educators' (UE's) study away resources and includes those specific to K-12 and higher education, as well as general resources.

  • Title IX and VAWA-Campus SaVE Act Resource Collection

    A collection of resources summarizing recommended practices for handling key aspects of student sexual misconduct.

  • Workplace Harassment Resource Collection

    Claims studies, learning programs, training tools, webinars, podcasts, and other resources related to workplace harassment prevention.

Browse All Resources
  • Academic Affairs
  • Athletics
  • Compliance
  • Crisis Management
  • Diversity, Inclusion, and Accessibility
  • Health and Well-Being
  • Sexual Assault and Misconduct
  • Study Abroad
  • The Workplace
  • Transportation Safety
  • Transportation Safety Course Collection

    Help your institution's drivers ─ including golf cart drivers ─ identify and mitigate common risks and learn specific strategies for accident avoidance and handling emergency situations.

  • Slips, Trips, and Falls Course Collection

    These courses offer best practices to help your employees identify potential slip, trip, and fall hazards and strategies to avoid them.

  • Data Security Course Collection

    Help employees deepen their data security knowledge with this award-winning collection of courses focused on practical steps to avoid data breaches and financial harm.

  • Diversity, Equity, and Inclusion Course Collection for Higher Ed

    This course collection seeks to encourage dialogue and understanding between different races, religions, ages, gender identities, and people with disabilities at your institution.

Browse All Courses
  • Learning Launch

    Review the implementation checklist, video tutorials, and additional resources to implement UE's online courses with ease.

  • Risk Advice

    We understand the immediate need for credible information. If you're curious to know what other schools are doing, need a sounding board, or looking for general risk advice or data to support your needs on campus, contact our risk mitigation professionals. Email your question to risk@ue.org.

  • Risk Management Connect

    Participate in a virtual one-on-one conversation with a Risk Management team member about accessing UE resources that address risks that matter most to your institution.

  • Risk Management Premium Credit Program

    The Risk Management Premium Credit (RMPC) program enables members to earn a discount on their renewal premium by conducting risk management activities.

Products

Through our broad liability coverage, education-specific risk management resources, and mission-driven claims handling, we provide schools, colleges, and universities with the protection they need so that they can focus on their educational mission.

View Products

Browse by Institution

  • Higher Education

    UE understands the unique risk profile of colleges and universities. Our coverage is designed to address your specific exposures and provide appropriate coverage.

  • Independent School Coverage

    UE's independent school coverage provides critical coverage from issues including athletic injuries, lab safety, sexual misconduct, and transportation.

  • Public School (K-12) Coverage

    UE's PSL and SBL policies attempt to address the specific concerns of public school districts and boards of education.

Browse by Offering

  • General Liability Coverage

    UE's broad GL coverage protects against a wide range of potential claims including alcohol abuse, campus crime, and sexual misconduct.

  • Educators Legal Liability Coverage

    UE's ELL policy covers institutions with limits up to $30 million subject to underwriting review.

  • Internships and Professional Services Coverage

    UE offers an easy-to-use policy with broad coverage for most student internships and experiential learning opportunities.

Browse by Institution

  • Higher Education

    Award-winning online training created for higher education. Available to non-UE members through Canopy Programs.

  • K-12 Schools

    Award-winning online training created for public and independent K-12 schools. Available to non-UE members through Canopy Programs.

Browse by Offering

  • Canopy Programs Overview

    Discover award-winning online training and workshops created for education.

  • Online Training

    Award-winning online training created exclusively for K-12 schools, colleges, and universities.

  • Enterprise Risk Management Workshop

    ERM workshop for K-12 schools and higher education led by experienced risk management consultants.

Working With You

United Educators (UE) works with its members and brokers to meet insurance coverage needs, manage risk, and efficiently resolve claims.

Let's Work Together

Working With Brokers

  • For Brokers

    UE distributes insurance and risk management services exclusively through our valued network of brokers and agents. We believe that strong relationships with experienced brokers makes a difference for our members when determining how to best address an institution’s unique coverage needs.

  • Your Broker Benefits

    UE members have strong relationships with their brokers, who often advocate for coverage specific to the individual institution.

  • Business Applications

    UE applications for K-12 schools, colleges, universities, and educational organizations.

  • Contact Your Territory Manager

    Our territory managers work with you to help reach potential members, assist with renewals, and explain UE products and services.

Broker Resources

  • Broker Frequently Asked Questions

    Get to know UE by reviewing these frequently asked questions for insurance brokers.

  • Marketing Tools

    Use these resources to learn more about UE, risk management resources, and claims trends.

  • Liability Landscape

    UE continues to provide the vital insurance that educational institutions need.

Your Member Benefits

  • For Members

    UE provides the coverage and tools needed to confidently operate your K-12 school, college, or university campus while managing education-specific risks.

  • Claims Handling

    When claims occur, you can rely on UE for effective claims resolution.

  • ProResponse®

    UE recognizes the tremendous impact a tragedy or crisis can have on a school or campus. UE provides specialized expertise when you need it the most.

  • Risk Management Premium Credit Program

    The Risk Management Premium Credit (RMPC) program enables members to earn a discount on their renewal premium by conducting risk management activities.

  • Risk Management Resources

    Member institutions have access to our education-specific risk management resource library. From online learning programs to claims studies and webinars, our resources report on timely topics such as sexual assault prevention and response, concussion management, and study abroad.

  • Member Appeals

    Significant appeals undertaken by UE on behalf of our members.

Comprehensive Coverage

  • General Liability Coverage

    UE's broad GL coverage protects against a wide range of potential claims including alcohol abuse, campus crime, and sexual misconduct.

  • Educators Legal Liability Coverage

    UE's ELL policy covers institutions with limits up to $30 million subject to underwriting review.

  • Internships and Professional Services Coverage

    UE offers an easy-to-use policy with broad coverage for most student internships and experiential learning opportunities.

  • Liability Landscape

    UE continues to provide the vital insurance that educational institutions need.

About UE

United Educators (UE) is education’s answer to the distinct risks and opportunities faced by K-12 schools, colleges, and universities.

About UE

  • Leadership

    UE's board of directors and staff leadership bring to their positions years of experience and expertise.

  • Celebrating 35 Years Serving the Education Community

    Celebrating 35 years serving the education community.

  • Member Update

    A message from Joe Carter, Vice President, Business Development and UE Experience at United Educators.

  • About Our Governance

    From enterprise risk management to excellent governance, UE practices what we preach.

  • Our Diversity, Equity, and Inclusion Mission

    UE aims to foster an inclusive and supportive culture that embraces diversity and provides opportunities for all to succeed.

  • Careers at United Educators

    UE offers a dynamic, professional work environment for those who share our values and commitment to excellence.

  • The UE Newsroom

    View UE’s news coverage or contact us for media inquiries.

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