Special Reports on Risks and Losses

Let us know if you have any questions or would like more information about these reports.

2023 Top Risks Reports

Each year, United Educators (UE) members share their view of the pressing risks in the Top Risk Survey. This year’s survey results reveal the self-reported top risks across our membership and changes over the past few years. Members also commented on the impact of employee retention and hiring on their ability to manage risk. Use these UE member exclusive reports — broken out by higher education and independent K-12 schools — to compare your institution’s risks against similar UE members.

Insights for Independent K-12 Schools

Insights for Higher Education


Large Loss Report 2024

The Large Loss Report 2024 summarizes 71 publicly reported major damage awards and settlements of at least $1 million that affected K-12 schools, colleges, and universities in 2023. The cases in this report demonstrate that losses, in terms of financial and reputational impact, can be exorbitant. The trends indicate that social inflation — the increase in insurer costs above what’s expected from general economic inflation — has had a significant impact on educational institutions. Read more about these scenarios and consider actions your institution can take to close gaps in your risk management.



Critical Risk Areas Reports

This special report examines critical liability risk areas drawn from UE’s claims and risk management experience, broken out by K-12 schools and higher education. Resource constraints force K-12 schools, colleges, and universities to prioritize their most critical risks when developing a risk management strategy. Use these exclusive reports for UE members to evaluate vulnerabilities and dedicate resources to risk areas of critical concern.

Insights for K-12 Schools (login required)

Insights for Higher Education (login required)


Working With UE

We provide coverage to address your school or institution's unique needs so you can focus on your educational mission. Contact info@ue.org to learn more about our comprehensive coverage and the full benefits of being a UE member.

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