While UE membership begins with liability insurance coverage, it doesn’t end there. Membership includes risk management, loss control, and claims handling as well.

Education-Specific Coverage

United Educators, a reciprocal risk retention group, was created by educational institutions for educational institutions with the sole purpose of providing a high-quality, specialized alternative to commercial insurance. UE understands the unique risk profile of schools, colleges, universities, and other educationally oriented organizations and our worldwide liability policies are specially designed and carefully written to cover the unique exposures of education. We tailor coverage to meet specialized needs through thoughtful underwriting calculated to provide appropriate coverage levels. We don’t shy away from risks that other insurance carriers limit or avoid, such as athletics, sexual misconduct, armed security guards, alcohol, tenure, and intellectual property. 

LEARN MORE ABOUT UNITED EDUCATORS LIABILITY COVERAGE

Comprehensive Risk Management

We don’t just sell insurance—we help our members prevent losses from occurring. A core philosophy at UE is that sound risk management practices can reduce the frequency and severity of claims. We are committed to helping our members manage their losses and we offer hundreds of resources—including publications, webinars and online courses--to help you do so. We lead the industry in providing practical, education-specific risk management resources at no additional cost to our members.

EXPLORE OUR RISK MANAGEMENT RESOURCES

In addition, UE has developed a suite of risk management tools to help you reduce institution's liability exposures. These include a risk management grant, a benchmarking application, risk advisory services, vendor referrals and discounts, and guidance for conducting a policy and procedure review with our Best Practices Checkup.

LET US HELP YOU REDUCE YOUR INSTITUTION'S RISKS

The Best in Claims Expertise

As a UE member, your institution will receive personal interaction, first-rate claims handling, and timely service. Over the course of our 25-year history, UE has handled more than 26,500 education claims—giving us a comprehensive understanding of the unique nature of educational institutions. We work to protect your interests in reaching a fair and equitable resolution of claims. Our first-class database of education-related claims, legal briefs, and settlement data enables us to value lawsuits and guide litigation strategy. And a senior claims officer is available around-the-clock should a catastrophic event occur.

READ ABOUT OUR CLAIMS PHILOSOPHY