The value of UE membership extends far beyond the insurance policy. Member institutions have access to our education-specific risk management resource library and online training.
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Member Update
Hear from Sarah Braughler, UE’s Vice President of Risk Management
November 2025: New Resources to Manage Emerging Risks
We continue expanding how we connect with members through campus visits, regional meetings, and national conferences, to listen, collaborate, and share insights to help protect your institution.
What’s New: We are advancing our approach to risk transfer by exploring new products and higher limits. At our latest Risk Management Advisory Committee meeting, members discussed how AI and other digital tools present risks and opportunities.
Resources for You: Explore these timely UE materials to support your work:
Join our Dec. 4 webinar on Behavioral Threat Assessment and Event Safety Planning. [Register today.]
Next Steps: If you have not already, please complete our annual UE Experience survey. Your feedback directly shapes how we serve you and your institution.
Thank you for your continued partnership.
Sarah Braughler Vice President of Risk Management
Previous Updates
July 2025
Commencements may be behind us, but the challenges educational institutions face continue to grow.
We are here to help.
At United Educators (UE), our commitment to education is stronger than ever. Here’s how:
Enhanced Pre-Claim Advice Credit This valuable benefit is designed to help institutions effectively manage incidents and reduce costs. [Read more.]
Expert Claims Resolution Early evaluation, clear communication and careful selection of defense counsel prepared to go to trial when needed are key to better outcomes.
Fighting Predatory Litigation Funding Third-party litigation financing (TPLF) is driving up insurance costs. Some schools may be unknowingly investing in it.
Learn more in a TPLF deep-dive Net Assets article from UE CFO Sean Barnes and an editorial in The Wall Street Journal calling out the tax breaks fueling this trend.
Let’s keep the conversation going.
Catch up with me at a July 27 NACUBO panel in Washington, D.C., on “What keeps business officers up at night.” My co-presenters are Bill Guerrero of the University of Connecticut and Josh Moody of Inside Higher Ed. And join Sarah Braughler, UE’s Vice President of Risk Management who is leading an ERM Bootcamp the same day at NACUBO with UE Board Member Bronté Burleigh-Jones of American University, Keesha Trim of the University of Richmond and Michelle Smith of URMIA.
Your insights matter.
We value your partnership navigating today’s complex risk environment. We are always happy to hear from you about how we can help meet your risk transfer needs.
Best,
Rick Mills President and CEO
April 2025
We understand the cost of insurance is a concern. We created a new resource to help explain the factors increasing the cost. We encourage you to talk with your broker about it and ways we can partner on mitigating and transferring risk.
These additional resources found on our Market Insights page, including external reports, provide further context about the challenging litigation environment.
SwissRe Institute published this study on litigation costs driving claims inflation includes global comparisons.
Large Loss Report 2025 summarizes publicly reported major damage awards and settlements that affected K-12 schools, colleges and universities in 2024.
We hope you find these resources helpful and welcome your feedback. Contact UE Support if you need assistance logging into your My UE account.
As always, you or your broker are welcome to contact your underwriter with any account-specific questions.
Best,
Bryan Elie Vice President of Underwriting and Product Management
April 2025
On April 17, the Supreme Court issued a ruling involving United Educators member Cornell University. The court reversed the appellate court and remanded the Cunningham v. Cornell case back to the trial court.
The Court’s ruling unfortunately increases the risk of litigation against our members at a time when they already face considerable challenges. Importantly, the Court acknowledged potential consequences of its decision and provided guidance on procedural rules available to trial courts to minimize them. We will continue to defend Cornell in the case and consider ways to help our members navigate the increased risk created by this decision so that they do not need to divert resources from their essential teaching and research missions to defend meritless lawsuits.
The case centers on how colleges and universities manage their 403(b) retirement plans under the Employee Retirement Income Security Act (ERISA). You can read the decision here.
We thank Cornell, the appellate team and the more than 20 organizations filing amicus briefs including the American Council on Education, the U.S. Chamber of Commerce, and AT&T.
This is the sixth time UE has supported a member all the way to the highest court of our country. I want to assure you that we stand by our commitment to defend our members when matters of principle arise.
We will review the ruling and consider ways to help our members navigate related liability concerns.
Ellie Kennedy Vice President of Resolutions Management and General Counsel
Document Queue
The following documents are being prepared for download.
