Liability Insurance

United Educators (UE) is a purpose-driven partner helping K-12 schools, colleges, and universities manage the complex risks they face. Our deep education expertise informs liability insurance and tailored risk management resources designed around the needs of educational institutions.

General Coverage

Coverage Informed by Education Expertise

Insurance is one part of managing education risk. UE combines liability coverage with education-sector expertise and proactive risk management resources to help institutions identify, avoid, and manage risks.

ELL

Educators Legal Liability (ELL)

Coverage for education-related legal liability exposures involving your institution, trustees, directors, and officers.

GL

General Liability (GL)

From campus activities to everyday operations, general liability coverage addresses bodily injury, property damage, and other covered exposures.

Students working in lab

Internships and Professional Services

Internships, experiential learning, and certain professional services can create distinct liability exposures for students, faculty, and institutions.

Private schools students sitting at desk

Independent Schools

From athletics and boarding programs to employment practices and sexual misconduct, independent schools face liability exposures across many aspects of school life.

Teenage male at laptop with headphones on

Public K-12 Schools

Our public school liability (PSL) and school board legal liability (SBL) policies attempt to address the specific concerns of public school districts and boards of education.

teenage students sitting at table studying and talking

Charter Schools

Distinct governance structures, operations, and educational programs can create liability exposures specific to charter schools.

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