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Independent School Coverage

Whether your school is a large or small educational community, day, or boarding school, liability risks are real.

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You Deserve the Best Protection Available

United Educators’ (UE’s) liability insurance policies and thoughtful claims handling can provide independent schools with critical protection from risks including: 

  • Athletic injuries
  • Lab accidents
  • Sexual misconduct
  • Wrongful termination

Coverage Highlights

  • Up to $30 million in limits with our educators legal liability (ELL) policy, subject to underwriting review
  • Up to $30 million with our general liability primary and excess coverage (CGL and GLX, collectively, GL), subject to underwriting review

The combination of ELL and GL gives independent schools the resources needed to protect finances, endowments, and reputations.

Trustees and Officers Liability Coverage

Greater scrutiny of board affairs has resulted in increased litigation and legal exposure for board members as individuals. Our ELL policy includes trustees and officers liability coverage, also known as directors and officers coverage (D&O), and was created with these risks in mind.

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Helpful Resources
Educators Legal Liability (ELL) Comparative Value Guide
General Liability (GL) Comparative Value Guide 
Risk Management Services and Resources Overview 

This content provides a limited summary of UE's insurance products and services. For a complete understanding of the coverage available, including important exclusions and conditions, you should review UE’s insurance policy forms and endorsements, which solely govern the scope of coverage. UE’s products and coverages may not be available in all states or to all educational institutions. Copyright © 2024 by United Educators Insurance, a Reciprocal Risk Retention Group. All rights reserved.

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Please fill out this form if you'd like to learn more about our coverage and the benefits of being insured by UE.

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