Discover United Educators
We help K-12 schools, colleges, and universities navigate complex liability risks through deep education expertise, proactive risk management, and tailored liability insurance.
Education's Own Insurance Company®
In today's increasingly complex liability environment, educational institutions need a trusted partner.
United Educators (UE) provides deep education expertise, practical risk management support, and individualized underwriting for educational institutions of all types and sizes.
Risk Management Services and Resources
Eligible members receive complimentary access to education-specific risk management resources, online learning courses, and practical guidance that help mitigate risk, lower training costs, and engage students and employees on timely topics.
Our Coverage
Learn more about our liability insurance policies and understand how UE's coverage compares to other carriers.
Product Overviews
Coverage Overview
Educator's Legal Liability (ELL) Coverage
General Liability (GL) Coverage
Charter School Coverage
Independent School Coverage
Seamless Coverage
Compare Our Coverage
ELL Comparative Value Guide
GL Comparative Value Guide
Internships and Professional Services (IPL) Comparative Value Guide
Public School Liability (PSL) Comparative Value Guide
School Board Legal Liability (SBL) Comparative Value Guide
ProResponse® Benefit
ProResponse®, our supplemental crisis response benefit, offers specialized expertise when its needed most.
Claims Trends
Our annual Large Loss Report summarizes publicly reported major damage awards and settlements that affected K-12 schools, colleges, and universities in the previous year. See how emerging claims trends can help inform risk management and coverage decisions.
Contact Us
Fill out this form for coverage questions or to request more information about UE.