Help Protect Your Campus: Solutions Tailored for Education

Comprehensive Coverage

• We have a longstanding commitment to offering market-leading capacity with up to $30 million in limits.
• We remain committed to providing coverage for complex risks other insurance carriers limit or avoid, such as traumatic brain injury and sexual misconduct.

Expert Risk Management Resources

• The value of UE membership extends far beyond the insurance policy. Eligible members benefit from complimentary access to a wide-ranging collection of risk management resources that can help increase compliance, prevent incidents, and reduce claims. This includes:  
  • Extensive resource library
  • Accessible and interactive online training solutions
  • Personalized risk advice from our expert risk management consultants

Thoughtful Claims Management

• We understand that providing a thoughtful, compassionate response balanced with a rational approach to legal matters leads to a better result for all involved.
• Our staff of claims attorneys and analysts, together with select outside defense counsel, provide the individual attention each claim deserves.
• Our ProResponse® program helps members mitigate risk with media relations, trauma and grief counseling, sexual misconduct investigation, and threat assessment consultation services in the event of crisis.
• Members benefit from our pre-claim advice credit, which reduces their self-insured retention when they seek early advice from UE-selected counsel for an incident that later becomes a claim.

Proven Financial Strength

• UE has earned an AM Best rating of “A” (excellent) every year since 1998.
• We are ranked on Ward’s 50 list of top performing insurance companies for 2025.
• Our high customer satisfaction contributes to a 97% 10-year average retention rate.

This content provides a limited summary of UE's insurance products and services. For a complete understanding of the coverage available, including important exclusions and conditions, you should review UE’s insurance policy forms and endorsements, which solely govern the scope of coverage. UE’s products and coverages may not be available in all states or to all educational institutions.