Early reporting and active involvement by the institution and UE are essential for successful claims resolution. For the most efficient service, please submit new claims to firstname.lastname@example.org. Please include any available documentation, such as:
- Incident Report
- Notice of legal action or demand letter
- Press/media reports
Questions about claims reporting? Simply call (800) 346-7877 and select option 3.
Early reporting and active involvement by the institution and UE aressential for successful claims resolution. An institution that fails to meet the reporting responsibilities outlined in its insurance policy risks denial of coverage or loss of full benefits. Reporting considerations vary with the type of policy.
Use the resources on this page to learn more about United Educators insurance coverage, EduRisk risk management resources, and claims trends. We invite you to share them with prospective clients or colleagues.
The Large Loss Report 2017 summarizes major damage awards and settlements of $250,000 or more that affected schools, colleges, and universities in 2016. The cases include a record $950,000 jury award in a Title IX sexual assault report case and a $10.5 million settlement for a student who suffered a traumatic brain injury when he was attacked at a pep rally. These descriptions are drawn from published accounts, and most do not involve United Educators (UE) members. However, they reflect recent trends UE has seen among its claims. Complaints involved sexual abuse and assault, harassment, hazing, discrimination, and contracts. Most of these claims affected public institutions, but similar incidents could lead to financial losses and reputational damage for independent schools, and private colleges and universities. Download Report
Download the following brochures to learn more about the value of United Educators.
Five Reasons to Choose United Educators United Educators: Insuring the Future of Education
UE's policies offer some of the broadest coverage available for educational institutions. The brochures below provide more information about our offerings.
Educators Legal Liability Overview Trustees and Officers Liability Coverage Overview Educators Legal Liability Comparative Value Guide Seamless Coverage Overview ProResponse Overview
General Liability Policies Overview General Liability Comparative Value Guide Excess and Umbrella Coverage Comparative Value Guide Seamless Coverage Overview ProResponse Overview
Licensed Professional Liability Coverage Overview
Community College Coverage Guide Community College Focus Highlights
K-12 Public Schools Coverage Overview ProResponse Overview
Fiduciary Liability Overview Available as part of a package with either the educators legal liability or general liability coverage.
Trustees and Officers Liability Coverage Overview Included with Educators Legal Liability or as stand-alone coverage.
Through EduRisk™, members have access to a comprehensive suite of risk management resources, including a robust offering of online learning programs.
Risk Management Services Overview Best Practices Checkup Overview Higher Ed Risk Management Services and Resources Catalog Higher Ed Learning Program Overview K-12 Risk Management Services and Resources Catalog K-12 Learning Program Overview
Members who take advantage of UE’s practical, education-oriented resources and services have the opportunity to earn a risk management premium credit (RMPC).
2016 Program RMPC Overview RMPC FAQs
2017 Program RMPC Overview RMPC FAQs Group RMPC Overview Group RMPC FAQs
Spectrum magazine shares all that UE has to offer, including risk management success and best practices from schools, colleges, and universities. Articles cover education’s hot topics such as sexual assault prevention and Title IX compliance at colleges and universities, security at K-12 schools, and crisis communications. Download the magazine below.
Spectrum Fall 2016 Spectrum Spring 2016 Spectrum Fall 2015 Spectrum Spring 2015 Spectrum Fall 2014
Information on trends in claims against schools, colleges, and universities.
Large Loss Report 2017 Large Loss Report 2016 Large Loss Report 2015 Large Loss Report 2014
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