Early reporting and active involvement by the institution and UE are essential for successful claims resolution. For the most efficient service, please submit new claims to firstname.lastname@example.org. Please include any available documentation, such as:
- Incident Report
- Notice of legal action or demand letter
- Press/media reports
Questions about claims reporting? Simply call (800) 346-7877 and select option 3.
Early reporting and active involvement by the institution and UE aressential for successful claims resolution. An institution that fails to meet the reporting responsibilities outlined in its insurance policy risks denial of coverage or loss of full benefits. Reporting considerations vary with the type of policy.
UE provides one comprehensive liability package to meet community college needs. Community College Focus is designed for small to medium-sized colleges with operating budgets of less than $100 million that do not have residence halls, and do not offer four-year programs. Coverage includes community college professional liability, educators legal liability, primary general liability, umbrella general liability, and fiduciary liability.
UE's supplemental crisis response program, ProResponse, helps institutions respond to unusual circumstances requiring a rational approach to legal matters, professional public relations counsel, and a thoughtful appreciation for the emotional trauma of the situation. ProResponse is available to members with a community college focus policy. Learn more.
Members who carry an ELL or GL policy with UE may be eligible to earn a Risk Management Premium Credit by participating in specific risk management activities. Learn more.
Many incidents result in allegations that trigger claims in both a GL and ELL policy, known as hybrid claims. Policies with separate insurance carriers often result in coverage disputes as to which policy and carrier should respond to the claim, leaving the policyholder in the middle. When UE writes community college focus coverage, we add our unique endorsements which provide broader, coordinated coverage. Read more about UE's Seamless Coverage.
Community colleges have recently experienced the types of severe claims described below that UE’s Community College Focus is designed to cover.
A federal jury awarded $1.1 million to a former community college history professor, finding that he lost his job for complaining about religious harassment and discrimination. The jury said the dean retaliated against the professor after he complained that two colleagues made derogatory comments about his religion. The award included damages for emotional distress and future career loss.
A former community college secretary who accused her boss—a dean—of sexual harassment received $2.5 million in a settlement with the school. The secretary said the former dean subjected her to more than two years of sexual harassment and allegedly raped her in his locked office, according to court documents. As part of the settlement, the secretary agreed to quit her job and never to apply for employment with the community college again.
Download the following resource to help evaluate the advantage of UE coverage.
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