Early reporting and active involvement by the institution and UE are essential for successful claims resolution. For the most efficient service, please submit new claims to email@example.com. Please include any available documentation, such as:
- Incident Report
- Notice of legal action or demand letter
- Press/media reports
Questions about claims reporting? Simply call (800) 346-7877 and select option 3.
Early reporting and active involvement by the institution and UE aressential for successful claims resolution. An institution that fails to meet the reporting responsibilities outlined in its insurance policy risks denial of coverage or loss of full benefits. Reporting considerations vary with the type of policy.
Individuals and organizations often dread the thought of making a significant change, even when they understand why it’s necessary. One of the challenges in orchestrating change is getting all interested parties to agree with the objectives and methods for achieving them.
Ever-evolving cybersecurity attacks constantly threaten higher education institutions. Last year, the education sector moved from third to second—tied with business—in the number of breaches by industry, with health care in the No. 1 spot, according to Symantec’s 2016 Internet Security Threat Report.
After 30 years of focusing solely on insurance coverage for education, United Educators’ (UE) knowledge of the risks facing schools, colleges, and universities continues to grow. UE’s senior leaders, who have been with the company more than 20 years each, reflected on how what they’ve learned will continue moving UE forward as a partner for education.
Construction, remodeling, and maintenance aren’t often front and center topics when independent K-12 schools are developing and implementing risk management strategies. But failure to maintain and upgrade facilities and infrastructure can lead to costly risks, including personal injury.
Colleges and universities face major challenges in providing mental health services to their 21 million students. As students’ needs have evolved, demand has increased substantially. The number of students seeking counseling services grew nearly 30 percent from 2009-2015, according to Penn State’s latest Center for Collegiate Mental Health report.
The Buckley School, Salisbury School, and Wake Forest University take enterprise risk management (ERM) seriously. That commitment means more than having a staff member or office that focuses on risk management.
As the Federal Aviation Administration (FAA) prepares to release regulations governing drones, the use—and concerns about risks—of these unmanned aerial vehicles (UAVs) continue to grow rapidly, and educational institutions are paying attention.
Greek organizations are frequently in the news for high-risk behavior and resulting lawsuits. In the spring of 2015, acts of hazing, racism, alcohol abuse, and sexual violence led to closures, suspensions, or other disciplinary actions for 133 fraternities and sororities at 55 U.S. higher-education institutions, according to a Bloomberg Business report.
From Title IX coordinators to student affairs professionals and students themselves, a coordinated approach is necessary to effect culture change and mount an effective prevention and response campaign. To ensure a consistent message, accountability, and measurable results, it is imperative that presidents lead the charge.
The shooting rampage at Virginia Tech in 2007 terrified the nation and became a game-changer for colleges and universities. Once considered a safe haven for learning, campuses came under attack for their wide-open spaces and lack of external controls. Administrators wondered: “Could my campus become the next target?"
Schools are working hard to professionalize their study abroad programs , and ensure student safety. Many are continuously seeking and applying best practices to travel crisis response plans, and designating or hiring a person whose primary responsibility is overseeing these programs.
As educational institutions continue to face increased scrutiny of their sexual assault prevention and response efforts, many are moving beyond fine-tuning their compliance procedures and focusing on a broader effort to change campus culture. Universities on the forefront of this effort include Yale, Colgate, and Rutgers.
Students with physical, mental, and emotional disabilities have equal rights to the same educational services their classmates receive, thanks in part to advocates who fought for mainstreaming. However, giving these students access to an authentic education experience may challenge teachers and staff who aren’t prepared for the unique disciplinary challenges that may arise.
College and university students, many on their own for the first time, face health and lifestyle decisions that can have lasting consequences. Choices involving alcohol and substance abuse have challenged students for decades, and issues related to mental health and sexual assault are of increasing importance. Backed by research and experience, higher education institutions are leveraging peer education programs to help students help each other and reduce risks associated with potentially harmful conduct.
Educational institutions can face a crisis at any time, from a student death to a financial scandal, allegations of sexual misconduct, or a compliance problem. Administrators focus on preventing and mitigating such damaging incidents, but another key element of protecting a school, college, or university is developing, practicing, and implementing a crisis communications plan.
When the Office for Civil Rights (OCR) at the U.S. Department of Education (ED) issued the 19-page “Dear Colleague” letter (DCL) in 2011, educational institutions scrambled to fulfill the new requirements. At the time, surprised campus officials described the letter, which was designed to prevent and address sexual harassment and sexual assault, as repetitive, overwhelming, and difficult to implement.
In the aftermath of mass shootings like those at Columbine High School and Sandy Hook Elementary School—in addition to frequent smaller attacks—enhanced security has become the new reality for schools. The challenge facing K-12 administrators is how to keep students safe while maintaining an open and inviting educational environment in which students can learn and, at times, just enjoy being kids.
When coaches, teams, and institutions put winning first, they may be tempted to put a student athlete back on the field shortly after a head injury if he or she seems okay. Putting clearly stated and well-publicized concussion management policies and procedures in place, even if the state doesn’t require it, could help schools, colleges, and universities keep student athletes safe and protect institutions from costly claims.
When the educational community thinks of workplace violence, the aftermath of a mass shooting often comes to mind. While violence in such settings can also include adult-on-adult crimes committed by disgruntled employees or acts of revenge against estranged partners, it’s the thought of innocent young victims that chills society.
When parents send their children to school, they count on the institution to protect the students as well as to educate them. However, recent headlines remind us that adults in education settings—faculty, administrators, staff, and volunteers—often fail to protect children by ignoring suspected abuse, or worse, taking advantage of their positions to hurt their vulnerable charges.
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