2022 Policy Updates

Important information for policies with effective dates beginning May 1, 2022

We know 2021 was full of challenges for United Educators (UE) members as you continue your important missions of teaching, learning, research, and nurturing healthy communities. At UE, we continue our work fostering strong enterprise risk management practices across our member-owned captive.

To help members plan for your insurance needs in 2022, we are providing these guides outlining 2022 policy changes for policies effective May 1, 2022, or later. In addition, changes to our ProResponse® benefit are described here.

You can also access specimen policies below with the changes highlighted for your convenience.

Please contact your broker or underwriter with any questions.

About Your 2022 Policy Updates

blurry photo of colleagues talking
web page Coverage Changes Overview

UE and our members are facing a difficult liability landscape requiring joint efforts to manage risks and effectively manage claims .

web page Coverage Changes Overview for K-12 Public Schools

Read more about the coverage changes for public K-12 schools, districts, and pools.

Specimen Policies

The highlighted areas in the policy specimens below reflect changes made to UE's liability insurance policies effective as of May 1, 2022.

ProResponse Updates

Learn More

Watch these videos to learn more about the current liability landscape and UE's Cool Head, Warm Heart® approach to handling claims.

Rising Cost of Claims

[2024 Update] The Rising Cost of Claims

UE, like other insurance companies, has been affected by issues of social inflation and other societal factors that are drastically increasing the cost of claims.

[2024 Update] The Rising Cost of Claims for Independent and K-12 Schools

UE, like other insurance companies, has been affected by issues of social inflation and other societal factors that are drastically increasing the cost of claims.

The Institutes: Social Inflation — Evidence and Impact on Property-Casualty Insurance

In this white paper, learn about social inflation and understand the effects on property-casualty insurance.

UE at a Glance

For more than 35 years, UE has provided educational institutions with liability insurance coverage, education-specific risk management resources, and effective claims resolution.

Learn More

About the Liability Landscape

UE continues to provide the vital insurance that educational institutions need.

About Your 2022 Policy Updates

Effective dates through April 30, 2023

Questions?

To learn more about how these changes affect coverage for your institution, please contact your broker or UE underwriter.

For general inquiries, email uesupport@ue.org.

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